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Q&A: Looking for a Round Diamond for a White Gold Ring with a $3,500 Budget

By Mike Fried,

Hi, I read your Blue Nile review since the company was recommended by a friend and I found it to be extremely eye opening. I have been taking notes while going through your articles and saw your offer to help me find the perfect diamond. Thank you so much for saving me from a big costly mistake already!

My budget for the stone is roughly $3.5k. I am planning on purchasing a white gold setting and have been focusing mainly on these 3:
https://www.jamesallen.com/engagement-rings/pave/18k-white-gold-0.35ct-pave-cathedral-engagement-ring-item-22638?a_aid=dmnd1357
https://www.jamesallen.com/engagement-rings/pave/18k-white-gold-2.2mm-pave-diamond-engagement-ring-item-22640?a_aid=dmnd1357
https://www.jamesallen.com/engagement-rings/designer-engagement-rings/14k-white-gold-six-prong-royal-crown-engagement-ring-item-7230?a_aid=dmnd1357

Thank you so much for your help and the education you have given me. 

I’d be happy to make some recommendations. Just to be sure, you are looking for a round diamond, correct? All those settings can be used for other shapes, so I didn’t want to make a mistake. 

Yes, I was looking for a round diamond. Wow, I really appreciate your help! 

My pleasure. Heres the diamond I’d recommend for you;

www.jamesallen.com/loose-diamonds/round-cut/0.85-carat-i-color-si1-clarity-excellent-cut-sku-280530?a_aid=dmnd1357

Its a bright, eye-clean and a great value. What do you think? 

I think it looks great! I think the only concern I have is not being able to notice any inclusions except for maybe a small one on the far left. However I can’t tell if that is just the rendering of the image on the site. Should I be able to see any major inclusions from the image on the site?

Thank you so much.


Also, is it true I should find a setting with 6 prongs? I hadn’t really considered that but it makes sense that if you lose one prong in a 4 prong design, the stone could be lost.

 

1) The diamond is eye-clean. Keep in mind the video is magnified 25X and the photo is 40X
2) No. With that size, four-prong is perfectly fine. 

I want to thank you again for your help. I sat on my hands for 2 days and the diamond was snatched up. I didn’t realize I could put it on hold. That was my mistake. You invested your time to help me and I can’t believe I let it slip through my fingers. So I have been sifting through a lot of diamonds using your recommendations and making some comparisons in regards to the clarity of the first diamond you showed me. I also increased my budget to $4300 for the stone. I am just having trouble being able to tell which inclusions are going to make the diamond not “eye clean”. I have been looking at these 2 diamonds today. Are the inclusions in these stones something I should avoid?

https://www.jamesallen.com/loose-diamonds/round-cut/0.92-carat-j-color-si1-clarity-excellent-cut-sku-264792?a_aid=dmnd1357
https://www.jamesallen.com/loose-diamonds/round-cut/0.90-carat-h-color-si2-clarity-excellent-cut-sku-272133?a_aid=dmnd1357

I’d go with the H SI2. Ask them to cover the inclusion with a prong. 

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online.
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Save 25% on settings at Blue Nile!

Please enter your email address to receive your 25% off coupon code:

What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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