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Q&A: Looking for an Oval Diamond for a White Gold Setting with Around $4,000 Budget

By Mike Fried,

I have been doing basic research for a few weeks now and after changing my mind between different settings and clarities many times so I have decided to ask the experts. My future fiance definitely wants an Oval diamond with a white gold setting, my budget is $4000. I would rather have a bigger stone than better clarity, here are a few stones that I found and thought looked good, is there anything I am missing on these that make them not a good value?

https://www.jamesallen.com/loose-diamonds/oval-cut/1.01-carat-d-color-i1-clarity-sku-324268?a_aid=dmnd1357

https://www.jamesallen.com/loose-diamonds/oval-cut/1.21-carat-i-color-i1-clarity-sku-287868?a_aid=dmnd1357

Any extra input you could provide or possible better values would be very helpful, this is an excellent service you all provide and I am extremely thankful for your help! 

Neither of those diamonds are eye-clean. I would recommend this diamond for you:

www.jamesallen.com/loose-diamonds/oval-cut/1.00-carat-f-color-si2-clarity-sku-393943?a_aid=dmnd1357

What do you think? 

I didn’t notice those spots on the stones or what you called “eye-clean”, even on the one you suggested there was a very slight almost line of spots. Are thes spots common? And will they be visible at all when placed in a setting? 

The ones on the diamonds you selected are very visible. The ones on the one I selected are slight and won’t be noticeable. I guess photo interpretation takes some practice. Fortunately, you are talking to a person that probably looked at more James Allen photos than any other person alive (a little depressing when I say it that way). 

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online.
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Save 25% on settings at Blue Nile!

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What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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