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Q&A: Looking for a .90 Ct. Round Diamond for a Thin Yellow Gold Solitaire With a $3k Budget

By Mike Fried,

I’ve been researching diamonds for an engagement ring. My plan is to get a diamond for less than $3000, and then have it set at a jeweler in town.

Are any of these diamonds significantly better or worse? Do you have any recommendations?
Blue Nile LD08603196
Blue Nile LD08892466
Blue Nile LD08882969
Blue Nile LD08949301

They are all around 0.9 ct, ideal cut. Does fluorescence play a role?

Thank you!

Can you also tell me what style of setting (solitaire, halo, pave or other) and metal (platinum/white or yellow gold) you’re going to use? Different settings suit certain colors better. I want to make sure that the stone you choose is going to look colorless.
https://www.diamonds.pro/education/color/

Then I’ll be happy to comment on the stones.

She’s interested in a a thin, yellow gold solitaire. No more than 2mm thick.

……

I’ve been focusing mostly on round diamonds, but I’d also be open to oval!

Thank you for the information.

A J color round shape is perfect for the style of setting you’re planning on using.

It’s important to see a real image of diamonds with lower clarity grades (VS and lower). Especially when there are inclusions such as crystals or feathers. I need to make sure that they are not going to be eye-noticeable.

The issue with the J VS2 0.90 carat is the inclusion right on the table. I’m afraid that it will be eye-noticeable.

The first diamond is very well cut, eye-clean and going to look colorless. That’s why I like it the most:
Blue Nile LD08603196

I checked and didn’t find any better option at the moment. So if you like it, go for it.

This weekend I learned about the Holloway Cut Advisor. I know it’s not supposed to be completely relied on. But this diamond has a 0.7 score!
Blue Nile LD08884316

Do you see the inclusions in this diamond? I zoomed in as much as I could, but I don’t really know what I’m looking for.

As you’re saying, HCA is a great tool but you shouldn’t focus on it too much.

At the same time, the cut of the 0.83 carat stone is superior and it does have great overall specs. I noticed that it’s not available at the moment. Did you put it on hold?

Yes. I made the mistake of thinking about one and not putting it in hold.

So do I understand it correctly that the 0.83 carat is gone and you want to search for a new diamond?

No, I have it on hold!

So it is still available.

Thank you for the explanation.

Then I’d say that it’s a fantastic choice and if you like it, go for it.

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online. Get 30% off lab-grown diamonds during a limited time sale.
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  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Save 25% on settings at Blue Nile!

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What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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