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Q&A: Help Finding a Round Diamond For a White Gold Setting With a $3,500 Budget

By Mike Fried,

Hey there, I’m looking to purchase a diamond for an engagement ring. Her hands and fingers are pretty small (size 4.75) so I’m looking at something fairly delicate, simple, and pretty low-set like these:

14K WHITE GOLD 2MM COMFORT FIT SOLITAIRE ENGAGEMENT RING

Low Dome Comfort Fit Solitaire Engagement Ring

I know my fiancee (we’re already engaged) would like to stack her engagement ring with her wedding band and both of those rings look like they’ll work fine for that.

Our priority – thanks to the great materials on your site – is to get the best eye-clean diamond we can within my budget.

I’ve tried to search your site extensively for the few questions I still have but I apologize if you’ve already covered some of these questions and I missed them. If you haven’t, I might recommend adding some info on these topics to make the site even more robust and trustworthy.

1) I understand that you stand by the diamonds on James Allen and Blue Nile, but do you also stand by their rings and their ability to set the diamonds well? If YOU were buying an engagement ring, would you have an online diamond retailer also do the setting?

2) I saw that both James Allen and Blue Nile do free cleanings and inspections every 6 months – do you recommend their services if we’re willing to pay the $30 shipping and be without the ring for a week or two each year?

3) Any advice or thoughts on 1.5mm vs 2mm width rings?

4) My fiancee is a size 4.75 (we already visited a high-end jeweler to learn more and hold some items in our hands) – can I have JA and BN size the ring to 4.75 even though those are not options on their site? How precise can they get with the sizing? I want this puppy to stay on and I want the ring to stay upright on her finger.

Finally, I’d love your help finding the best deal on the diamond itself. Again, eye clean is our biggest concern and we understand that a quality cut is the most important factor. We want a round brilliant cut, (solitaire on 14k white gold) but I’ll leave the other variables completely to you. My max budget for just the diamond is $3,500 although I’m certainly open to spending less.

Thanks in advance to you and the rest of your team – I would have gotten 100% screwed had I gone about this process another way. Not only that, but I’ve learned a ton in the process as well. Thanks!

1) We do stand by their settings as well. They do an amazing job making the rings and they look great.

2) This is up to you. I, as a customer, wouldn’t be against it.

3) This is also up to you. I recommend going to some local stores and trying both widths on and decide.

4) Ask them directly.

I found a diamond that I would go with from both companies:
www.jamesallen.com/loose-diamonds/round-cut/0.91-carat-j-color-vs2-clarity-excellent-cut-sku-3583615?a_aid=dmnd1357
Blue Nile LD07565653

Both are beautifully cut and will look very bright and brilliant. You can ask BN for the actual photo of that diamond, but since it’s VS1, I wouldn’t be worried.

Thanks – I’ve purchased the JA diamond you recommended.

I appreciate your help!

That’s excellent news!

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online.
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Save 25% on settings at Blue Nile!

Please enter your email address to receive your 25% off coupon code:

What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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