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Q&A: Help Choosing a Round Diamond for a Double Halo Ring With a $4,500 Total Budget

By Mike Fried,

Looking for carat diamond best value for my budget. I want a halo setting with round 1.00 carat white gold if possible within my budget. I’d like to spend no more than $4500 out the door. If you don’t do settings than $3000 for the round stone. Thanks.

I looked around and this is the largest diamond I can recommend:
www.jamesallen.com/loose-diamonds/round-cut/0.75-carat-h-color-si1-clarity-excellent-cut-sku-2565539?a_aid=dmnd1357

It’s well cut, eye-clean and will be very brilliant.

What do you think?

It’s a nice diamond but is there anything closer to .90 carats?

Thanks.

I’m very sorry, but I searched in the 0.8ct and 0.9ct range and couldn’t find anything that would fit your budget.

It’s not eye-clean and I’m not a fan of its cut. It will be less brilliant.

Also, H is the lowest color grade we recommend for halo settings, anything lower than that might have a strong yellow tinge compared to the smaller diamonds around it.

I will seriously consider the one you suggested. I’ll get back to you soon.

Thanks.

Sure, feel free to get back in touch if there’s anything else I can help with.

Sorry one more. What would I need to increase my budget to to get a .90 carat diamond.

Thanks.

Again a beautiful diamond. One more request and I think I can make my decision. I like the look of an oval diamond too. I also have read they’re less expensive. Is there one with a minimal bow tie effect and width to length ratio around 1.3? I prefer rounder versus longer.

I would like closer to carat (.9) but would consider .75 because they appear larger. Could you find a couple of options?

Thanks.

……

JA doesn’t have a big selection of oval settings so scratch that.

I need to think about the selections you sent. Thanks.

Sure, let me know what you decide on in the end.

I see the .90 carat diamond you suggested has sold. I have definitely decided on the engagement ring:
www.jamesallen.com/engagement-rings/halo/14k-white-gold-diamond-split-shank-double-halo-pave-engagement-ring-item-17845?a_aid=dmnd1357

Can you suggest another .9 carat diamond. I would like to get something with a color of G unless you find an H with no yellow tint. I looked at SKU 3021351. Do you think is eye clean? It appears to be to me.

Thanks.

It’s nicely cut, but the inclusion is right in the middle of the table and won’t get unnoticed. Also, medium fluorescence on G+ diamonds is undesirable, it usually causes haziness.

I’d go with something like this:
www.jamesallen.com/loose-diamonds/round-cut/0.90-carat-h-color-si1-clarity-excellent-cut-sku-3021513?a_aid=dmnd1357

I’ve been helping my son and he put the ring on hold and should be buying in the next day. He’s using this email address.

You’ve been very helpful! Thank you!

Thank you for thinking about us with the email address, I appreciate it.

I hope you love the ring when it arrives. If you could let me know how it looks when you receive it, I’d appreciate it.

Absolutely!

……

She got the ring yesterday and absolutely loves it.

Thanks again for your help!

That sounds great! Thank you for the feedback.

Have a great day!

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online.
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What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
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  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
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