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Q&A: Help Choosing the Perfect Diamond Engagement Ring for Around $5k Budget

By Mike Fried,

Hi, I’m looking to compare 2 options for an engagement ring. 1st would be a .8-1 carat diamond in a halo and pave setting. My fingers are short and bony (thin with big knuckles unfortunately), so I’m looking for a thin shank with large head/central stone so the proportions look right.

The second option I was thinking of was a solitaire on rose gold. Could go for a larger stone with this but not compromise on cost by using a colour such as J. The next issue is a little more tricky – if possible I would like a sapphire accent at the base of the head.

My budget is $4000-$5000 and I’m living in Ireland so would need to buy from a company either in Ireland or who would ship here. Thanks for your help. This website has been hugely helpful for educating myself before making a very big, important purchase. Thank you.

Your best bet here would be Blue Nile as they have offices in Dublin. The problem would probably be the setting and the sapphires on the bottom of the head. Do you have a sample picture of it so I can get a better idea of what you’re looking for specifically?

Also, try looking into their setting inventory and see if you find something you like. Then we can work from there further.

Thanks for getting back to me.

Overall I don’t like the ring in the photo I’ve attached but you can see the sapphire accent.

I found 3 examples on James Allen of rings I really like. Have included the photos below.
14K WHITE GOLD FALLING EDGE PAVE DIAMOND ENGAGEMENT RING
14K ROSE GOLD COMPASS POINT ENGAGEMENT RING
14K WHITE GOLD PAVE KNIFE EDGE LOTUS BASKET RING

Found 3 beautiful rings on Blue Nile as well but didn’t find a halo setting that I liked. They did have halo settings with colour accents but no sapphire and most had overly elaborate split shank.
Blue Nile Petite Micropavé Diamond Engagement Ring
Blue Nile Petite Solitaire Engagement Ring
Blue Nile Petite Milgrain Diamond Engagement Ring

Apologies there are three different styles of rings there. I still have to determine exactly which one I prefer

Below is an example of a solitaire rose gold ring on my finger. That is with a .77 carat stone.

Thanks for your help again!

I don’t think it should be a problem to put sapphire instead of a diamond as an accent stone. So if you found a halo on BN that you liked and it had a diamond below the head, you can ask them to adjust it for you.

Once we know the price of the setting, we can start working on the diamond itself.

Sorry for delay… Took a bit of time finalising what setting I wanted. I’ve chosen a petite pave cathedral setting from Blue Nile, stock number 23175 for €861.
Blue Nile Petite Cathedral Pavé Diamond Engagement Ring

What I’ve found searching myself for diamonds is a 1.03 ct diamond, colour J GIA certified with an excellent cut and strong blue fluorescence for €4296. Do you think this is good value and are there any other diamonds you would recommend? I’ve decided against the sapphire accent.

Thanks again!

……

Sorry, from the email just below meant to mention the clarity – SI1, personally at high magnification I can’t see more than occasional fleck at the edge of the diamond.

Thanks again.

Because the setting has additional diamonds, you shouldn’t go as low as a J goes. An “I” color should be the minimum if you don’t want the diamond to look yellow.

This diamond might be a good choice:
Blue Nile FLD08382962

Ask BN for the actual photo, so we know if it’s eye-clean.

Hi,

I’ll send them a message this evening to request a photo.

Thanks!

Great, thanks. I like the diamond and the setting together. Let me know when you receive the photo.

Hi,

They sent on the photo from Blue Nile. Included below. Largest inclusion at the edge of the diamonds.

Kind regards.

I just saw the picture of the Blue Nile diamond. I like it. If they put a prong of that setting over the inclusion on the edge that is visible the most, it will be absolutely fine.

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online. They currently run a 10% discount on selected lab-grown diamonds!
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. 
What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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