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Q&A: Choosing the Best Round Diamond for a Side Stone Setting for Under $10k Budget

By Mike Fried,

Hello.

I’ve met the woman that my heart desires and I’m ready to slide the rock onto her finger.
I’ve had discussions with her and I’ve selected the setting I’m sure she will love. I’m now struggling to understand what diamond to select. I am understanding that certain settings require certain qualities and cuts of diamonds but I’m not sure what qualities to give up and which I can’t budge on in order to get a great ring at a good price.

Any help provided is appreciated. I am searching for a round diamond, anywhere between 1-2 ct for the setting below…

Petite Diamond Engagement Ring

For the type of setting you like, I’d go with an I-color diamond that is eye-clean. Do you have a budget for the center stone?

I believe my budget is up to 12k but I would prefer to stay below 10k. Is this feasible?

Absolutely. Thank you for the info.

I like these options for you:
Blue Nile LD10213560

Blue Nile LD10240940

Blue Nile LD09797335

Blue Nile LD00050276

Blue Nile LD10277852
They are beautifully cut, eye-clean and all of them will be very brilliant.

What do you think?

I really liked the 1.3, 1.42 and 1.5 ct. you sent. I can really tell the fluorescence makes a big difference.

I think my next step is to go to a jewelry store just to physically see the difference between say a 1.3 and a 1.42 ct…in the meantime, I’m willing to go above 10 k for a diamond above 1.5 ct. if you have any recommendations for that?

I’m glad you like them. Here’s something a tad larger:
Blue Nile LD08361819

If you are looking at other diamonds in a store, be sure you are comparing apples to apples. No EGL or IGI certificates and excellent cuts only.

Hope this doesn’t throw a wrench in this process but I think I’m shifting my shopping towards James Allen. Love to hear your opinion on the matter. I’m under the impression that James Allen can offer an IdealScope on a few diamonds once you’ve narrowed it down?

Also, once shopping around and reviewing budget, I think I’m looking at diamonds under $7500 and a minimum of 1.2 ct. What are your thoughts/opinions? Sorry if I’m bothersome! Here’s the James Allen setting I have selected….

14K WHITE GOLD PETITE DIAMOND ACCENT ENGAGEMENT RING

No worries!

The Idealscope can, of course, be a part of the process, but it’ not necessary. All the important information is listed in the GIA report, that’s all you need.

Here are some options that are going to look great in a pave:
https://www.jamesallen.com/loose-diamonds/round-cut/1.21-carat-i-color-si1-clarity-excellent-cut-sku-5106911?a_aid=dmnd1357
https://www.jamesallen.com/loose-diamonds/round-cut/1.25-carat-i-color-vs1-clarity-excellent-cut-sku-4880554?a_aid=dmnd1357

Thoughts?

I love the two you selected but I am considering opening up the price range a bit. After doing some shopping, it was looking like a 0.8 ct was considerably cheaper than a 1.0 ct, and a 1.2 ct wasn’t much more than a 1.0. This is leading me to believe that 0.8 ct may suffice if there is a drastic difference in price.

Can you select a 0.8, 0.9, 1.0, and 1.2 for me to compare price points? Sorry for the hassle! When do you give up on people like me?

I think I’ve officially narrowed my center diamond search down to 0.8-0.99 ct. However, I just now discovered that there may be an issue with the setting I desire from James Allen. In the model, they show off the center diamond from the side view, similar to a “Tiffany” style. However, when I click on the recently purchased rings on that page, none of them show that exposed profile view. This concerns me. As much as I wanted to go JA, maybe I have to go back to Blue Nile to achieve that Tiffany flair to the center diamond. What are your thoughts?

The choice of the setting depends entirely on your liking so if the one from Blue Nile would suit you better, let’s go this route.

Blue Nile LD10193442

Blue Nile LD10038603

Blue Nile LD10547139

Great news…my engagement date is officially set. I am very close to purchase. Purchase needs to happen within the next of couple weeks. It appears the diamonds you recommended have quickly been snatched off the market. I’ve never asked you before, why do you recommend I colored diamonds? Is it not worth the extra $300-500 bucks for no yellowing? Or is I truly not noticeable?

I color is perfectly fine for a pave setting. It shows no yellowness (plus, the setting from Blue Nile has I-color melee diamonds in the band, there will be no color difference). There’s no need to pay a premium for higher grades.

Blue Nile LD08983620

Blue Nile LD10491532

Blue Nile LD10547139

I just wanted to check in and say thank you!

I chose the 0.8 diamond you sent and it came in the mail a couple of days ago. It’s beautiful and I cannot wait to give it to my special woman. Thank you for your help through the process, you were very patient with me and I can’t thank you enough. Have a wonderful weekend.

Thank you for such amazing feedback, I’m glad that you are happy with the ring 🙂 It was a pleasure helping you.

If it’s not too much to ask, do you think you can do us a quick favor and write a small review on www.ivouch.com? If you could, I would be extremely grateful. Here is the link:
[LINK TO REVIEW ON IVOUCH]

I wish you and your partner a life of happiness and fulfillment.

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online.
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Save 25% on settings at Blue Nile!

Please enter your email address to receive your 25% off coupon code:

What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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