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Q&A: Choosing Round Diamonds for a Three-Stone Platinum Setting Within a $5k-$6k Budget

By Mike Fried,

Hi, I’m still new in my hunt for a diamond for an engagement ring and I’m looking for some help.

1. Budget for center stone: About $5,500 (but potentially just north of $6,000)

2. Platinum, I think

3. Style: 3 stone in platinum, I think (like this Blue Nile Classic Three-Stone Diamond Engagement Ring)

I’ve read (and been helped by) a bunch of articles on your site — thanks for sharing all the information you’ve learned. Any help you can provide on a stone will be appreciated. 

 1) When you say $5,500 for the center diamond, do you mean all three?
2) We are not fans of Blue Nile. https://www.diamonds.pro/reviews/blue-nile/ 

 Thanks for the response.

1. My budget for all 3 stones is $5,500-$6,200.

2. That’s right, I’ve been reading your articles on Blue Nile. I’ll keep hunting around for settings in other places.

Thanks for your help! 


www.jamesallen.com/loose-diamonds/round-cut/0.90-carat-j-color-si1-clarity-sku-271621?a_aid=dmnd1357

www.jamesallen.com/loose-diamonds/round-cut/0.40-carat-j-color-vvs1-clarity-excellent-cut-sku-260352?a_aid=dmnd1357

www.jamesallen.com/loose-diamonds/round-cut/0.41-carat-j-color-vvs2-clarity-excellent-cut-sku-271393?a_aid=dmnd1357

What do you think of this set? They are all superbly cut, eye-clean and great values. If you like them, please jump on them. You don’t need to buy right away, but at least contact James Allen and ask for a gemologist inspection. This is the busiest week of the year and if one of the diamonds sells, its not that easy to make up a good three-stone set. 

Great, thanks. I’ve put them on hold while I make a final decision.

The J color isn’t a problem? It’s not too low a grade? Obviously you’re the expert, but I just want to make sure.

What is a gemologist inspection? Do you recommend that I do that?

Thanks so much for your help and sorry to bother. 

https://www.diamonds.pro/education/color/

The J color is fine. JA allows you to request a gemologist inspections. I don’t think its necessary, but it will take a couple of days and they will put the diamonds on hold for you while its done. It gives you time to be comfortable with the decision.

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online. They currently run a 10% discount on selected lab-grown diamonds!
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Right now, Blue Nile offers up to 50% savings on selected jewelry during a limited-time season sale.
What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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