I’m in the market for an engagement ring for my girlfriend. I had picked one out at Kay and now after reading your article, a lot of uncertainty has developed. I can afford an 1800-2000$ ring. But I would really like to finance this. This is my reason for choosing Kay. Can you help me find a great deal that I can be financed by? Any feedback will be greatly appreciated. Thank you for your time.
Check out these conditions and let me know if you would be interested in any of these companies:
https://www.briangavindiamonds.com/affirm-financing
https://www.jamesallen.com/financing/
https://www.bluenile.com/services/blue-nile-credit-card
Thank you for the response. Out of the three links you send I am partial to the Blue Nile’s one. I have done research and have read the review your company had made about them. What steps do you think I should take upon proceeding with them? I have educated myself as much as possible on cut, clarity, carat, and so forth. However I am far from a gemologist and still quite unsure what I am doing.
Could I send you a picture and the description of the stone I picked and get your feedback on where I stand with it?
Thank you.
That’s a very nice diamond. However, there is no reason to pay that much. Look what alternative I found:
Blue Nile LD08278236
You should request the actual photo for that diamond as well to know if there is any significant amount of black windowing effect, but other than that, it’s an amazing diamond so far.
Wow, that’s great. I would like to stay at the price of 1800. In your opinion should I select a better setting or a better diamond. I just changed the ring to the diamond you sent and changed the setting to a better one. What is your opinion?
If ~0.30ct diamond is what you want then you don’t have to buy anything more expensive. As for the setting, pick the one you like the most. Both you showed me were perfect. The new one has more carat weight, so if that’s what you want, then go for it.
What we love about them:
- No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
- Lifetime Warranty
- Free International Shipping
- Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
- Provide insurance appraisals
- One free resizing within 60 days of purchase
- Free ring inscriptions
- Best-in-class high quality imagery of all diamonds in stock
- 24/7 Customer Service
- Best-in-class packaging
What we love about them:
- No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
- Lifetime Warranty
- Free Shipping
- Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
- Provide insurance appraisal
- One free resizing within the first year of purchase
- High quality images of about half of their diamonds
- 24/7 Customer Service
- 100% credit towards future upgrades (must be at least double in value)
- Best in class fulfillment
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