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Q&A: Choosing a Diamond for a Platinum or White Gold Solitaire Engagement Ring with a $10k-$15k Budget

By Mike Fried,

Thank you for the education articles on your website. They have been really helpful so far!

I would like to ask your advice on a diamond/engagement ring as I am indecisive and looking for something that will be “perfect” for my girlfriend. I have looked around online at blue nile and james allen a bit and have been to the usual retail stores.

I have a rough budget of $10K – $15K, and I am looking for a solitaire diamond on white gold or platinum. Do you have any suggestions – either specifically or generally on where to start?

She doesn’t know I saw this, but she saved this on her computer labeled “beautiful ring”:
Blue Nile Petite Nouveau Six-Prong Solitaire Engagement Ring & 2.01 ct. H SI2 Ideal Cut Diamond

One complication is that I don’t know her ring size and she doesn’t have any rings that I can find. I am about to call her mother as a last resort. Do you have any suggestions on how to find her ring size without giving anything away? 

I don’t have a recommendation for figuring out the ring size.

We are not fans of Blue Nile at all: https://www.diamonds.pro/reviews/blue-nile/

I’d be happy to make some recommendations for you, but I want to make sure we are on the same page. 

 Thank you for getting back in touch with me. I had read the article comparing james allen to blue nile but not the one in the link above. I would also be concerned about purchasing from bluenile.

I am looking for your recommendations on both diamonds and vendor. The blue nile link was just an example of a round solitaire diamond ring I saw my girlfriend looking at. 

 Here is the diamond I’d recommend for you:
www.jamesallen.com/loose-diamonds/round-cut/1.81-carat-i-color-si1-clarity-excellent-cut-sku-271485?a_aid=dmnd1357

Its bright, eye-clean and superbly cut. What do you think? 

The cut does look nice on that one – how do you tell if it’s bright?

I think I want to look for a diamond around 1.5 ct… here’s why: I had to take my girlfriend to get her finger sized at a local store and so I also asked her opinion on the size of some diamonds (1ct, 1.5ct, 2ct). Her feedback was that she wanted something relatively subtle and that she would prefer no larger than 1.5. Does that make me lucky? 🙂

Here is what I have found, do you have any thoughts or other recommendations? It doesn’t have to be at the top of my budget.
This: https://www.jamesallen.com/loose-diamonds/round-cut/1.50-carat-i-color-si1-clarity-ideal-cut-sku-271010?a_aid=dmnd1357

and this: https://www.jamesallen.com/loose-diamonds/round-cut/1.60-carat-i-color-vs2-clarity-excellent-cut-sku-58673?a_aid=dmnd1357

also was looking at these two but they have slight inclusions on the center that I am worried might be visible to the naked eye:
https://www.jamesallen.com/loose-diamonds/round-cut/1.54-carat-i-color-si1-clarity-excellent-cut-sku-271928?a_aid=dmnd1357

https://www.jamesallen.com/loose-diamonds/round-cut/1.56-carat-i-color-vs2-clarity-excellent-cut-sku-258958?a_aid=dmnd1357

Thanks! 

 I love the 1.50 and the 1.56. Those would be my choices. 

The 1.50 that I liked is no longer available. Did you think that the 1.56 would still be eye-clean? The inclusions look very close to the surface to me.

I also noticed one in the true hearts category:
https://www.jamesallen.com/loose-diamonds/round-cut/1.53-carat-i-color-vvs2-clarity-ideal-cut-sku-164439?a_aid=dmnd1357
Is this one as amazing as it appears? 

 I think it’s eye-clean and don’t see any reason to spend more on that True Hearts diamond. 

Thank you, I really appreciate the advice! 

My pleasure. 

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online.
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Save 25% on settings at Blue Nile!

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What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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