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Q&A: Choosing a 0.9- 1.0 Round or Cushion Shape Diamond for a Halo Design with a $4k Budget

By Mike Fried,

Hello, my budget is around $4000 for the diamond.

I’m looking for a 0.9- 1.0 carat, SI1-SI2, round cut or cushion cut diamond to put on a halo design. If you could help me find the best diamond that would be awesome! If I could have an option of each to choose between the two that would be helpful.

What is very important to me is that cut is amazing and it shines bright and is fiery! Which had me looking at Hearts and Arrows diamonds…are they worth it?

I read your article on cushions but I’m still a little confused if I should be looking for a “crushed ice” cushion or “chunky” cushion. Thanks! 

I’d be happy to help. Just to be sure, your budget is for the diamond only correct? 

Yes, just for the diamond. 

I love this diamond for you:

www.jamesallen.com/loose-diamonds/cushion-cut/0.92-carat-h-color-vs1-clarity-sku-246442?a_aid=dmnd1357

Its superbly cut, bright and eye-clean. What do you think? 

 I think it looks great.

I have a question for you. I’ve heard and read that there are areas where you can save money on a diamond. For example, with colour, the difference between F and H is not that noticeable. Also, with the clarity…there are eye clean SI-1’s. Only reason I ask is this diamond is higher on the scale at VS-1 and I was wondering if we could find a similar SI-1 and with the “savings”, be able to get a slightly bigger diamond. (Or maybe less expensive).

I want to be clear that I believe you’re the expert and I differ to you! That’s the only question I had. I understand there must be more involved I’m just learning as I go. Thanks. 

I searched SI+ and was looking for the best cut, eye-clean diamond available. That was the one I came up with. 

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online. They currently run a 10% discount on selected lab-grown diamonds!
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Right now, Blue Nile offers up to 50% savings on selected jewelry during a limited-time season sale.
What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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