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Q&A: Best Round Diamond for ~$20K Budget

By Mike Fried,

Thank you for creating such an incredibly informative website! I am looking for an engagement diamond with the following details:

Overall: for now would be looking for the cheapest price for given parameters

Shape: Round

Color Range: F or better

Clarity: SI1 or better (nothing visible to naked eye)

Budget: up to $15k (preference would be in 12.5k range)

Carat: ideally 1.35 or better

Any advice would be a big help.

Thanks for writing and the very kind words about the site! here’s what I like for you:

https://www.jamesallen.com/diamonds/F-SI1-Ideal-Cut-Round-Diamond-1364276.asp

https://www.jamesallen.com/diamonds/F-VS2-Ideal-Cut-Round-Diamond-1380025.asp

Let me know what you think!

Thanks for your response–I love the Virtual Loupe tool on the James Allen website! As the decision nears, I did additional “research” through friends of my significant other and would like to amend my search:

*Now willing to spend up to $20k though ideal would be ~$18k

*Color range: anything G or better (previously had said F)

*Carat: made the first two changes to upgrade here, would now like something around 1.65+

I found ~7 diamonds on James Allen that fit this criteria, but would appreciate any advice on what you think is best! I notice that some appear brighter in the Virtual Loupe, but am unsure if this is just due to different lighting (e.g., #2 below has a better color rating than #1 but looks darker).

https://www.jamesallen.com/diamonds/G-VS1-Premium-Cut-Round-Diamond-1348199.asp

https://www.jamesallen.com/diamonds/F-SI1-Premium-Cut-Round-Diamond-1325147.asp

For convenience I’ve pasted my original form submissions that haven’t changed below:

Overall: for now would be looking for the cheapest price for given parameters

Shape: Round

Clarity: SI1 or better (nothing visible to naked eye)

Thanks again Ira–your advice has been a great help and I look forward to buying the diamond soon!

I really think it would be best if you would stick to ideal cut stones. Also, to address your question, the differences you see in the pictures in terms of brightness and shades of color is all related to the photography – not the diamonds. Anyway, here’s what I recommend for you:

https://www.jamesallen.com/diamonds/G-SI1-Ideal-Cut-Round-Diamond-1371994.asp

https://www.jamesallen.com/diamonds/G-SI1-Ideal-Cut-Round-Diamond-1373143.asp

https://www.jamesallen.com/diamonds/G-SI1-Ideal-Cut-Round-Diamond-1384483.asp

https://www.jamesallen.com/diamonds/G-SI1-Ideal-Cut-Round-Diamond-1384220.asp

Out of those four, I would suggest to just go with the cheapest one since you probably wouldn’t be able to see any differences with your eye.

Let me know what you decide to do!

Thank you again for your help and I’m excited to report that I just ordered the 4th recommendation on your list below! As you well know, the engagement ring purchase can be an incredibly intimidating process, and I can’t emphasize enough how much your website and advice

helped me get through it.

Such wonderful news! Thanks for letting me know. Please stay in touch and let me know what you think when it arrives!

James Allen James Allen is the leader in online diamond sales. Their imaging technology is the same as inspecting a diamond with a jeweler's loupe. They have the largest exclusive loose diamond inventory online and fantastic prices. They also have the nicest collection of lab-created diamonds online.
What we love about them:
  • No questions asked returns within 30 days of shipment. James Allen will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free International Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisals
  • One free resizing within 60 days of purchase
  • Free ring inscriptions
  • Best-in-class high quality imagery of all diamonds in stock
  • 24/7 Customer Service
  • Best-in-class packaging
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Blue Nile Blue Nile is the largest and most well-known internet jewelry seller. They have a very large exclusive online inventory. Their high-quality images are catching up to James Allens' and their prices are amazing. Save 25% on settings at Blue Nile!

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What we love about them:
  • No questions asked returns within 30 days of shipment. Blue Nile will send you a paid shipping label to return the ring.
  • Lifetime Warranty
  • Free Shipping
  • Free prong tightening, repolishing, rhodium plating and cleaning every 6 months
  • Provide insurance appraisal
  • One free resizing within the first year of purchase
  • High quality images of about half of their diamonds
  • 24/7 Customer Service
  • 100% credit towards future upgrades (must be at least double in value)
  • Best in class fulfillment
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